The Role of Religious Courts in the Application of Islamic Law in the Field of Sharia Pawnbroking

Authors

  • Revalina Putriyana Faza Universitas Islam Negeri Raden Mas Said Surakarta Author
  • Wahyu Nur Hidayah Universitas Islam Negeri Raden Mas Said Surakarta Author
  • Royyan Ulya Safiinatun Najah Universitas Islam Negeri Raden Mas Said Surakarta Author
  • Sofia Nuraini Universitas Islam Negeri Raden Mas Said Surakarta Author
  • Mohammad Omar Hanif Universitas Islam Negeri Raden Mas Said Surakarta Author
  • Mohammad Fanny Amrullah Universitas Islam Negeri Raden Mas Said Surakarta Author
  • Albryan Wahyu Putra Sejati Universitas Islam Negeri Raden Mas Said Surakarta Author
  • Naufal Farid Giovani Universitas Islam Negeri Raden Mas Said Surakarta Author
  • Abdullah Tri Wahyudi Universitas Islam Negeri Raden Mas Said Surakarta Author

DOI:

https://doi.org/10.63822/xc1bqp31

Keywords:

Sharia Pawnbroking, Rahn, Sharia Economics, Religious Courts

Abstract

This study aims to analyse the role of the Religious Court in the application of Islamic law in the field of Islamic pawnbroking. Islamic pawnbroking (rahn) serves as an alternative to the conventional pawnbroking system, free from usury and based on the principles of justice, transparency and mutual assistance. In practice, Islamic pawnbroking utilises various contracts such as rahn, ijarah, qard, mudharabah, and bai’ muqayyadah, tailored to the needs of the customers. This study employs a normative legal research method using a literature review (library research) approach, through an examination of legislation, DSN-MUI fatwas, the Compilation of Sharia Economic Law (KHES), academic journals, and literature relevant to the sharia economy and the jurisdiction of the Religious Courts. In line with the expansion of the Religious Courts’ jurisdiction under Law No. 3 of 2006, Islamic economic disputes, including Islamic pawnbroking, have become the exclusive jurisdiction of these courts. The research findings indicate that the Religious Courts not only act as dispute resolvers but also provide legal reinforcement, legal certainty, and judicial oversight over Islamic pawnbroking practices. The existence of the Religious Courts has led to increased public trust, institutional professionalism, and the institutionalisation of Islamic economic law within the national legal system. Furthermore, these powers have helped to promote the standardisation of contractual practices and institutional compliance with Sharia principles. However, challenges remain in the form of limited human resource capabilities and low levels of legal literacy regarding Islamic economics among the public.

References

Abida Titin Masruroh. (2020). Tinjauan Fiqh Muamalah Terhadap Penerapan Akad Dalam Pegadaian Syariah. Tinjauan Fiqh Muamalah Terhadap Penerapan Akad Dalam Pegadaian Syariah, 2, 1–16.

Al’auf1, S. A. R., , Oyo Sunaryo Mukhlas, R. W., & Sururi. (2024). Analisis Putusan Pengadilan pada Peradilan Agama : Hukum , Keadilan , dan Eksekusi dalam Kasus Ekonomi Syariah di Indonesia. 7(1), 47–60.

Bahri, S. (2020). Peran pengadilan agama dalam praktik penyelesaian sengketa ekonomi syariah. 3, 28–36.

Baihaki, A., & Prasetya, M. R. B. (2021). Kewenangan Absolut Pengadilan Agama Dalam Penyelesaian Sengketa Ekonomi Syariah Pasca Putusan Mahkamah Konstitusi Nomor 93 / PUU- X / 2012. 15(2), 289–308.

Faisal, M. (2017). Dalam Penyelesaian Sengketa Bisnis Syariah Di Indonesia The Existence Of Religion Court In Economic Syariah Dispute Settlement In Indonesia.

Haniffudin, Y. J. L. dan I. (2021). Jurnal Hukum Ekonomi Islam ( JHEI ) Dasar Hukum Pegadaian Syariah Dalam Fatwa DSN-MUI. 5(2), 144–162.

Hasan, M., Fasa, M. I., & Kumedi, A. (2022). Al-Kharaj : Jurnal Ekonomi , Keuangan & Bisnis Syariah Penyelesaian Sengketa Ekonomi Syariah Di Pengadilan Agama Pada Masa Pandemi Covid-19 : Studi Kasus di Pengadilan Agama Kota Banjar Provinsi Jawa Barat Al-Kharaj : Jurnal Ekonomi , Keuangan & Bisnis Syariah. 4(2), 542–556. https://doi.org/10.47467/alkharaj.v4i2.697

Istianah & Muhammad Zen. (2024). Rahn dan Pegadaian Syariah: Teori dan Praktek Pengertian Rahn dan Bentuk-bentuk Aplikasinya di Pegadaian Syariah. 6(2), 84–91.

Manahaar, P. (2019). Implementasi Gadai Syariah ( Rahn ) Untuk Menunjang Perekonomian Masyarakat di Indonesia. 10(April), 98–106.

Mirwan, D., & Noval, M. (2023). Jurnal Rekognisi Ekonomi Islam Implementasi Akad Rahn Pada Pegadaian Syariah Dalam Rangka Meningkatkan Minat Masyarakat Pada Keuangan Syariah. 2, 52–61.

Mulazid, A. S., & Nasional, D. S. (2011). Kedudukan sistem pegadaian syariah dalam sistem hukum nasional di indonesia.

Putra, D. P., & Wati, A. (2023). Konvensional di Tinjau Hukum dan Prinsip. 05(02).

Ridwan Malik, M. Thahir Maloko, F. (2025). J-HES. Strengthening Judicial Authority In Sharia Economic Disputes: A Legal Study Of Indonesia’s Religious Courts, 9(2).

Saepullah, A. (2016). Kewenangan peradilan agama di dalam perkara ekonomi syariah. Kewenangan Peradilan Agama Di Dalam Perkara Ekonomi Syariah, 1(2), 208–217.

Syariah, E. (2019). Kesiapan peradilan agama dalam sengketa ekonomi syariah. XIII(1), 82–94.

Syariah, F., Bandung, U. I., Syariah, P., & Umum, B. (2004). Penarapan prinsip syariah pada akad. 135–146.

Published

2026-05-18

Issue

Section

Articles

How to Cite

Faza, R. P. ., Hidayah, W. N. ., Najah, R. U. S. ., Nuraini, S. ., Hanif, M. O. ., Amrullah, M. F., Sejati, A. W. P. ., Giovani, N. F. ., & Wahyudi, A. T. . (2026). The Role of Religious Courts in the Application of Islamic Law in the Field of Sharia Pawnbroking. Sujud: Jurnal Agama, Sosial Dan Budaya, 2(2), 1246-1253. https://doi.org/10.63822/xc1bqp31