[1]
B. Artha, F. . Santoso, W. . Astuti, and T. . Kinanti, “The Anesthesia of Digital Transactions: A Conceptual Framework Linking the Pain of Paying to Expense Control and Debt Accumulation”, JLR, vol. 2, no. 2, pp. 994–1001, Sep. 2026, doi: 10.63822/6t3m0r08.