T. . Kinanti, F. . Santoso, and B. . Artha, “Conceptualizing Dual Mechanisms of Decoupling: The Impact of Physical and Temporal Separation on The Intensity of Pain of Paying”, IEJ, vol. 2, no. 1, pp. 1112–1124, May 2026, doi: 10.63822/t9wz2n13.